dtcgrowth.ai
Legal · Terms

Terms of Service

Effective May 16, 2026 · Iron Creek LLC d/b/a dtcgrowth.ai

1. Acceptance

By using dtcgrowth.ai or purchasing any product or subscription offered on the site (the Services), you agree to these Terms of Service (the Terms). If you do not agree, do not use the Services.

These Terms form a binding contract between you and Iron Creek LLC, a North Carolina limited liability company doing business as dtcgrowth.ai (we, us, or our).

2. Who we are

Iron Creek LLC (d/b/a dtcgrowth.ai) operates the website at dtcgrowth.ai and the application programming interface at api.dtcgrowth.ai. Our registered address is on file with the North Carolina Secretary of State; the address listed in marketing emails and the footer is the contact address for legal notices.

3. Eligibility and accounts

You must be at least 18 years old and able to enter into binding contracts to use the Services. By using the Services you represent that you meet these requirements.

Some Services require an account. You agree to provide accurate information, keep your credentials secure, and tell us promptly at hello@dtcgrowth.ai if you suspect any unauthorized access. You are responsible for all activity that occurs under your account, including any API keys we issue to you.

4. What we offer

The Services include:

  • Skills. Self-contained markdown playbooks that you paste into Claude or another large language model. Skills are delivered as one-time downloads or, where indicated, hosted Model Context Protocol (MCP) tools you can call through your Claude client.
  • Operator subscription. A monthly or annual subscription that grants access to a rotating set of MCP tools and Skills inside your Claude conversations, subject to monthly usage limits stated on the pricing page.
  • Animate. A web application that generates short video assets via integrated third-party generation services, billed by credit allotment.
  • Email content. Newsletter, drip, and broadcast email sent only to addresses that subscribed.

We may add, remove, or modify Services at any time. We do our best to ship more value over time, not less; if we materially reduce something you paid for, we will tell you and offer a fair remedy.

5. Pricing, billing, taxes

Prices are listed in U.S. dollars on the relevant product or pricing page and may change. Changes do not apply to subscriptions already in their current billing period.

Payment is handled by Stripe, Inc. By providing payment information you authorize us (through Stripe) to charge your selected payment method for the amounts due. You are responsible for any applicable sales, use, or value-added taxes; if you are exempt, contact us with documentation before purchase.

6. Auto-renewal and cancellation

Auto-renewal notice. Subscriptions renew automatically at the end of each billing period using the payment method on file, at the then-current price, until you cancel. You can cancel at any time from your account page or by emailing hello@dtcgrowth.ai. Cancellation takes effect at the end of the current billing period; you keep access through that date.

We do not pro-rate refunds for partial periods (see Section 7). You are responsible for cancelling before renewal if you do not want to be charged again.

7. Refunds

Refund terms are governed by our Refund Policy, which is incorporated into these Terms by reference. The short version: 14-day refund window on one-time digital products, cancellation any time on subscriptions with no refund for the current period, and case-by-case good faith on edge cases. If you believe you were charged in error, email us at hello@dtcgrowth.ai before initiating a chargeback so we can resolve it directly.

8. License to use Skills

When you purchase a Skill (one-time or as part of the Operator subscription), we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to:

  • Use the Skill internally for your own work or for the businesses you operate or consult to.
  • Run the Skill inside any Claude client or other LLM client.
  • Make reasonable copies for your own backup.

You may not:

  • Resell, sublicense, redistribute, or publish the Skill, in whole or material part, including on a public website, in a course, or as part of another product.
  • Use the Skill as training data or as input to training, fine-tuning, or distilling a machine learning model.
  • Strip or alter attribution and license notices.

These restrictions survive cancellation. If you cancel an Operator subscription, your license to the Skills you accessed during the subscription period ends; you may not continue to use them.

9. Operator API and keys

Operator subscribers receive one or more API keys to connect their Claude client to our MCP server. You are responsible for protecting your keys. We may revoke a key without notice if we reasonably believe it has been compromised, is being used to abuse the Services, or is being shared outside your organization.

Usage limits are stated on the pricing page and may be updated. If you hit a limit, contact us and we will usually lift it quickly. We may rate-limit or temporarily suspend access if your usage degrades the Services for other operators.

10. Acceptable use

You agree not to:

  • Use the Services to violate any law or third-party right.
  • Attempt to gain unauthorized access to the Services, other accounts, or any underlying systems.
  • Reverse engineer, decompile, or scrape the Services beyond what is permitted by applicable law.
  • Probe, attack, or stress the Services without our prior written consent.
  • Resell access to the Services or impersonate another user.
  • Submit content that is illegal, harassing, infringing, or contains malware.

11. Our intellectual property

We own the Services and all content we provide (other than your content). All software, prompts, playbooks, written copy, designs, logos, and trade dress are owned by us or our licensors and protected by applicable intellectual property laws. Nothing in these Terms transfers ownership to you.

12. Your content

You retain ownership of the data you upload, including ad-account exports, brand assets, and any files you process through the Services (Your Content). You grant us a limited license to host, process, and display Your Content solely to provide the Services to you.

We do not use Your Content to train any machine learning model and we do not share it with third parties except as needed to deliver the Services (for example, sending an ad-account CSV through an MCP tool you invoke). See our Privacy Policy for details.

13. Third-party services

The Services rely on third-party providers including Stripe (payments), Resend (transactional email), Anthropic (Claude API and Custom Connectors), Vercel (site hosting), Akamai/Linode (API hosting), and (for Animate) Google Veo, Kling, Fal, and ElevenLabs (generation). Your use of those services is governed by their own terms. We are not responsible for outages or content originating from third-party services.

14. Disclaimers

The Services are provided "as is" and "as available". To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Skills, audits, recommendations, and any analysis produced by or through the Services are tools to help you think, not professional financial, legal, accounting, tax, or marketing advice. You are responsible for your business decisions. We do not guarantee revenue lift, return on ad spend, or any other performance outcome.

15. Limitation of liability

To the maximum extent permitted by law, in no event will we (or our officers, members, employees, or contractors) be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, or goodwill, arising out of or related to the Services, even if advised of the possibility.

Our total cumulative liability for any claim arising out of or related to the Services is limited to the greater of (a) the amount you paid us in the twelve months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars.

16. Indemnification

You agree to defend, indemnify, and hold harmless us and our affiliates from any claim, loss, liability, damage, or expense (including reasonable attorneys' fees) arising out of (a) your use of the Services, (b) Your Content, (c) your violation of these Terms, or (d) your violation of any law or third-party right.

17. Termination

You may stop using the Services at any time and cancel any subscription per Section 6. We may suspend or terminate your access at any time if you violate these Terms, if continued service poses a risk to us or other users, or if we discontinue a Service. Sections that by their nature should survive termination will survive, including Sections 8 (license restrictions), 11 (IP), 14 (disclaimers), 15 (liability), 16 (indemnification), and 19 (governing law).

18. Changes to these Terms

We may update these Terms from time to time. The effective date at the top of this page indicates the latest version. If we make material changes we will notify subscribers by email at least 14 days before the changes take effect. Continued use of the Services after the effective date constitutes acceptance.

19. Governing law and disputes

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-laws rules.

Before filing any claim, you agree to first contact us at hello@dtcgrowth.ai and try to resolve it informally for at least 30 days. If we cannot resolve it, any dispute will be brought exclusively in the state or federal courts located in Durham County, North Carolina, and both parties consent to the personal jurisdiction of those courts. You and we each waive any right to a jury trial. Small-claims actions in your local jurisdiction are an exception and may be filed there.

20. Miscellaneous

These Terms (together with the Privacy Policy, the Refund Policy, and any order page you accept) are the entire agreement between you and us about the Services. If any provision is found unenforceable, the rest remains in force. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

21. Contact

Questions, notices, or feedback about these Terms: hello@dtcgrowth.ai.